LIC Credit Card is Here: LIC CSL ‘Lumine’ Platinum and ‘Eclat’ Select Credit Card

LIC Cards Services Limited has partnered with IDBI Bank to launch two variants of co-branded RuPay Credit Cards — LIC CSL ‘Lumine’ Platinum Credit Card and LIC CSL ‘Eclat’ Select Credit Card.

LIC Cards Services Limited (LIC CSL) and IDBI Bank announced that they will be partnering to launch two new variations of co-branded RuPay Credit Cards. The new cards are to be dubbed, the ‘Lumine’ Platinum Credit Card and the LIC CSL ‘Eclat’ Select Credit Card. 

These card variants are aimed at a very specific demographic of customers as per the press release. These customers will be LIC Policyholders, LIC Agents, and Employees of LIC India as well as the subsidiaries.

Lumine and Eclat Cardholders will earn 'Welcome Bonus Delight Points' of 1,000 and 1,500, respectively, on spending Rs 10,000 in 60 days from the date of the card issued.

The cardholders will earn 3 'delight' points on every spend of Rs 100 via the Lumine card and 4 points on the Eclat card. The cards also offer special benefit of 2x reward points while paying renewal insurance premium of LIC.

Both cards offer users the facility to convert their transactions of over Rs 3,000 to EMI with zero processing and foreclosure fee, along with a 1% fuel surcharge waiver on transactions of Rs 400 onwards. Cardholders can also choose their EMI tenure options of 3, 6, 9 or 12 months as per their requirements. Moreover, Eclat cardholders will get complimentary lounge access at all domestic and international airports.

The cards also come with insurance coverage viz air accident insurance cover, personal accident or permanent disability cover, credit shield cover and zero lost card liability. They have a validity of 4 years and an interest-free credit period of up to 48 days.

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