Kotak Mahindra Bank | Urbane Gold Credit Card

Kotak Mahindra Bank provides a vast range of credit cards to suit the needs of different types of customers. These cards are made to maximize the benefits when the customers are shopping, traveling, dining, entertainment, booking airline tickets, and much more. In the below article, we have jotted down all the relevant details and features of Kotak Mahindra Bank's Urbane Gold Credit Card.

◾ Reward Points

- Earn 3X reward points against every Rs. 100/- of retail spends

- Every 1000 reward points have a redeemable worth of Rs. 75/-

- Minimum 1000 points required for redemption

◾ Milestone Benefit

- Spend Rs. 1,00,000 in a year and get 4 free PVR tickets

- In case you do not want PVR movie vouchers, you can also claim 10000 Reward Points instead of PVR tickets

◾ Enhanced Security Shield

- In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

- You are required to immediately call KMB's Customer Contact Centre (1860 266 2666) and get your card deactivated/blocked to prevent misuse and register a claim with the Insurance Company.

◾ Add-on Card

- Your Add-on Card will have all the benefits that you enjoy on your Primary Card

- You can set the spending limit on your Add-on Card as you desire

- Track spends separately for each of your Add-on Card(s)

◾ Eligibility Criteria:

- Should be a resident of India

- Income – Rs. 3 lac and above per annum

- Location- Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), 

Hyderabad, Kolkata, Mumbai, and Pune

◾ Fees & Charges:

- Joining Fee - Rs Nil

- Annual Fee - Rs 199 + Applicable Taxes

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