Kotak Mahindra Bank | Royale Signature Credit Card

Kotak Mahindra provides a vast range of credit cards to suit the needs of different types of customers. These cards are made to maximize the benefits when the customers are shopping, travelling, dining, entertainment, booking airline tickets, and much more. In the below article we have jotted down all the relevant details and features pertaining to Kotak Mahindra Bank's Royale Signature Credit Card.

→ Reward Points

- Earn up to 4X reward points on every Rs. 150 spent across all spends

- 4X Category - Hotels, Restaurants, Travel Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers and International Spends

- 2X Category - All other spends except spends on 4X category

- Please note: For redemption against Airline tickets / Merchandise / Mobile recharge, Reward points have to be converted to Easy Points. 2 Reward Point = 1 Easy Point.

→ Milestone Benefit

- Get 10000 Bonus Reward Points on spending Rs. 4,00,000 in an anniversary cycle

- Get 30000 Bonus Reward Points on spending Rs. 8,00,000 in an anniversary cycle

→ Choice on Rewards

- Accumulate your reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points.

→ Lounge Access

- Enjoy complimentary access to Airport Lounges in India

- For more details, Click here 

→ Enhanced Security Shield

- In case your Credit Card is stolen, you get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting

- You are required to immediately call KMB's Customer Contact Centre (1860 266 2666) and get your card deactivated/blocked to prevent misuse and register a claim with the Insurance Company.

→ Add-on Card

- Your Add-on Card will have all the benefits that you enjoy on your Primary Card

- You can set the spending limit on your Add-on Card as you desire

- Track spends separately for each of your Add-on Card(s)

→ Fuel & Railway Surcharge waiver 

- Enjoy fuel surcharge waive across all petrol pumps for transactions between Rs. 500/- and Rs. 3000/- (max. Rs. 3500/year)

- Enjoy railway surcharge waive for transactions on irctc.co.in & Indian Railway booking counters (max Rs. 500/year)

→ Priority Client Support

- SMS "KASSIST" to 5676788 and we will call back within two hours 

→ Eligibility Criteria

- Income - Rs. 24 Lakhs and above per annum

- Should be a resident of India

- Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune

→ Fees & Charges:

- Joining Fee - Rs 1499 + Applicable Taxes

- Annual Fee - Rs 999 + Applicable Taxes

Thanks for reading!