Kotak Mahindra Bank | Feast Gold Credit Card

With Feast Gold Credit Card, you earn 10 dining points on every Rs. 100 spent on dining and movies. Not sure why Kotak Mahindra Bank like to use provides such different words like dining points instead of rewards point. Maybe others find it fancy but I don't think it's attractive. The card details are as below:

→ Reward Points (Dining Points)

- Earn 10 Dining Points for every 100/- spent on Dining (stand-alone outlets) and Movies

- 1 Dining point = Re. 1

- Points are eligible only if total spends including Dining & Movies exceeds of 5000/- or more within the billing cycle

- Dining points are given on the first 5 Dining & Movie transactions, up to a maximum of 600/-dining points.

- Dining & Movie Transactions up to Rs. 4000 are eligible for dining points

- Dining points for a particular billing cycle will be credited in the next billing cycle

→ Balance Transfer

- Easy & Instant - Just call KMB's customer care to transfer your other credit card balances to you KMB Credit Card 

- Processing fee of Rs. 349/- per Rs. 10,000/-

- Continued interest-free period on fresh retail purchases

→ Fraud Protection Shield

- In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

- You are required to immediately call KMB's Customer Contact Centre (1860 266 2666) and get your card deactivated/blocked to prevent misuse and register a claim with the Insurance Company.

→ Add-on Card

- Your Add-on Card will have all the benefits that you enjoy on your Primary Card

- You can set the spending limit on your Add-on Card as you desire

- Track spends separately for each of your Add-on Card(s)

→ Eligibility Criteria:

- Income - Rs. 3 Lakhs and above per annum

- Should be a resident of India

- Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune

- For salaried executives only

→ Fees & Charges:

- Joining Fee - Nil

- Annual Fee - Rs 499 + Applicable Taxes

Thanks for reading!