Kotak Mahindra Bank | Essentia Platinum Credit Card

The Kotak Essentia Platinum Credit Card is designed to keep the smart shopper in mind. With this Credit Card, you earn Savings Points on all your essential purchases, and these can be redeemed whenever you want on all the special things you want to buy or experience.

→ 10% Savings on Departmental & Grocery Store spends

- Essentia gives you 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores

- 1 Saving Point = Re. 1

- Minimum transaction size: Rs. 1500 and maximum transaction size: Rs. 4000

- Maximum Saving Points for a Billing Cycle - 500 valued at Rs. 500

- 1 Saving Point for every Rs. 250 you spend on other categories

→ Milestone Benefit

- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets

- In case you do not want PVR movie vouchers, you can also claim 1200 Reward Points instead of PVR tickets

→ Choice on Rewards

- Accumulate your reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise, and much more through easyrewardz with easy points.

→ Add-on Card

- Your Add-on Card will have all the benefits that you enjoy on your Primary Card

- You can set the spending limit on your Add-on Card as you desire

- Track spends separately for each of your Add-on Card(s)

→ Priority Client Support

- SMS "KASSIST" to 5676788 and you will get a call back within 30 minutes

→ Eligibility Criteria:

- Should be a resident of India

- Location- Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), 

Hyderabad, Kolkata, Mumbai, and Pune

→ Fees & Charges:

- Joining Fee - Rs 1499 + Applicable Taxes

- Annual Fee - Rs 749 + Applicable Taxes

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