HDFC Infinia | The Super-Premium Credit Card | Comprehensive Details
HDFC Infinia is a super-premium credit card that is targeted towards high net-worth individuals. This is one of those cards that credit card enthusiasts dream of due to its unmatched benefits and offers. The card offerings have been perfectly curated to meet the luxurious lifestyle of the ultra-rich Indians.
However, having this super-premium credit card in your wallet is not an easy bid unless you receive a fat paycheque every month, have a strong spend history and maintain a high credit score. We are using HDFC Regalia Credit Card for a couple of years now with an excellent spending history and strong credit score, but we suppose it will still take time until we can finally have our hands on HDFC's Infinia.
Let's decode HDFC Infinia's benefits:
✦ Welcome Benefits
‣ Welcome benefit of 10,000 Reward points
- Receivable after the first-year fee realization
‣ Club Marriott Membership
- Membership is valid for 1 year from the date of issuance
- Up to 20% off on the food and beverage bill at the restaurants for up to a maximum of ten (10) guests
- Up to 20% off on the Best Available Rates on rooms at participating Marriott hotels in India and on Weekend Rates in the Asia Pacific
- Click here for full details
✦ Powerful Rewards
- 5 reward points on Rs. 150, on all your spending including Insurance, Utilities, Education, and Rent pay
- 10X RPs on travel and shopping spends on Smartbuy
Suppose you buy an iPhone worth INR 99,000 via Smartbuy redirection. On spending 99K, you get 99,000 ÷ 150 × 5 = 3300 RPs. Accelerated 0X RP makes it 33000 RPs. These 33000 RPs can yield Rs 33000 when redeemed for booking hotels and air tickets at Infina's dedicated portal.
- RPs will not be accrued for fuel transactions, EasyEMI, and e-wallet loading transactions.
- RPs are valid only for 3 years from the date of accumulation
UPDATE:
🠂 With effect from 1st July '20, 2X Reward points on Dining at stand-alone restaurants will be capped at 1000 RP per day. Base reward points accrued on Dining will be at 5 RP ÷ Rs. 150 with
no capping
🠂 With effect from 25th July '20, redeem up to a maximum of 70% on travel bookings (Flights, Hotels, and experiences) using Reward points. The balance amount will need to be paid via credit card.
✦ Travel Benefits
- Unlimited Airport Lounge Access via complimentary Priority Pass Membership
- Complimentary Lounge Access valid for Add-on Cardmember as well
- Lowest markup fee of 2% on all foreign currency transactions
✦ Golf Privileges
- For booking, call the concierge at 1800 118 887 | 022 42320226
- The Green fee waiver is applicable for the primary cardholder only
✦ Fuel Surcharge Waiver
- Enjoy a 1% fuel surcharge waiver at all fuel stations across India
- Fuel surcharge waiver is valid on transactions between Rs.400 and Rs.1,00,000
- Maximum waiver of INR 1000 per statement cycle
✦ Dining Experience
- Enjoy up to 40% off on fine Dining
- Click here for details
✦ Comprehensive Protection
- Accidental death: In case of death in an air accident, the nominated next of kin will receive Rs 3 crore as compensation.
- Medical emergency cover: The cardholder is covered up to Rs 50 lakh against medical emergencies
during travel abroad
- Credit shield: The outstanding amount on the Infinia credit card is covered to the extent of Rs 9 lakh in case of accidental death and permanent disability.
- Click here to update your nominee details.
- Click here for the claim procedure and other relevant information.
✦ Fees & Charges
- First-Year Membership Fee: Rs. 10,000 + Applicable taxes
- Membership Renewal Fee: Rs. 10,000 + Applicable taxes
(Waived off waiver on eligible spends of Rs.8 Lakhs and above in the previous year of Cardmembership)
✦ Renewal Benefit
- Renewal benefit of 10,000 Reward points
- Receivable after the renewal fee realization
If you have any questions, just drop your queries in the comment section. We try to reply to all of them to the best of our capabilities. Thanks for reading!
HDFC Infinia | The Super-Premium Credit Card | Comprehensive Details
Reviewed by Rahmat
on
June 30, 2020
Rating:
Reviewed by Rahmat
on
June 30, 2020
Rating:
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