SBI SimplySAVE Credit Card Review

These days if a card is not providing some great features and savings, then that card is deemed useless. Most of us just use it for the sake of credit leverage when we run short of cash. SBI SimpleSAVE is one of those cards. It has very little to offer to its holder. With an annual fee of Rs 500, it's better to go for cards like ICICI Coral Credit Card or Standard Chartered Super Value Titanium Card which carries a little higher Annual fee of Rs 750.


The SBI SimpleSAVE Card offer:

◾ Welcome Gift
- Spend Rs. 2,000 or more in the first 60 days and get 2,000 bonus Reward Points
- 2000 RP = 500 INR

◾ Reward Points
- You get 1 RP on Rs 100 spent on the card
- 1 RP = 0.25 INR

◾ Accelerated Reward Points
- 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
- 10RP = 2.5 INR. That's 2.5% value back. Not bad for a basic credit card

◾ Fuel Surcharge Waiver
- 1% Fuel surcharge waiver on Minimum transaction of Rs 500 to Rs 3000
- Surcharge waiver capped at Rs 100 per billing cycle
- Applicable across all fuel stations in India

Annual Fee: Rs 499 + Applicable Taxes
(Waived off if annual spend crosses Rs 1 Lac)

The only thing that I find decent in this card is the 10x accelerated points on Departmental and Grocery stores. However, you can use the SBI Card benefits which best in class, such as; Encash, Easy Money, Balance Transfer, BT on EMI, Flexipay, ATM Cash.

Thanks for reading!


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